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Posted by / 21-Jul-2017 01:26

This can also leave you with a huge feeling of accomplishment knowing that you ve paid off one of your credit cards in full.

Wise Bread Picks Do you have credit card debt that you want to pay off quickly? Lower rates can mean lower monthly payments and fees, so every payment will pay off more of the principal.

If you have credit card debt, then there are several simple steps you can take to eliminate it in less time.Whether you are dining out less, downgrading your cable service, going easy on the A/C, or cutting unnecessary luxury expenses, do what you need to do to reduce your spending.This will result in paying off debt at a much faster speed and can also help boost your credit score.Don t Close the Card While it may seem like a good idea to close your card after you ve paid it off, this is actually not the best route.(See also: Should You Use Peer-to-Peer Lending to Pay Down Credit Card Debt? But if your goal is to pay off a single credit card as quickly as possible, then you ll want to attack the card with the lowest balance first.

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On the other hand, if you re trying to boost your credit score, then you ll want to pay off the card with the highest utilization rate first.